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The application goes from DENIED back into IN PROGRESS stage without an additional hard pull. Upon reading some comments and tips you had given, I had called their recon line and the credit analyst did not give me any more information other than saying that she will forward it for manual review. May 25, 2019 by The Reward Boss 55 Comments. Merchant Home; Accept the Card; Find Payment Solutions; Get Support; Other Business Solutions. ), The phone number for the Amex reconsideration line is 1-866-314-0237 or 877-399-3083 (Monday-Friday 6am to 10pm and Saturday 8am-4pm MST). In fact, data over 7 years old may be purged. Thanks in advance . But you can call its application line at (800) 243-3888. One thing to be aware of, if you are not currently an American Express customer, don't apply until you get targeted for a great offer. Exp 705 no neg. Learn how your comment data is processed. Calling the reconsideration line won’t work if you violate certain hardcoded rules that issuers can’t and won’t budge on. Scores are TU 644, Eq 681, Exp 675. Is their a phone number to get through to an underwriter Any tips or is this worth trying any further? Visit the American Express Application Status page to look up the status of your recent Amex card applications. Same thing happened to me and so done with them as well. Good approval odds on Credit Karma for the Blue Everyday card. Capital One doesn’t have a dedicated reconsideration line. Love how u delete post u dont agree with. CK 668 TU / 597 EQ and 654 EX FICO Save my name, email, and website in this browser for the next time I comment. FYI: it is Saturday and I did speak to 2 live people. The second way is by calling American Express. Both methods are explained in detail below. In the past you could cancel a card and in a couple years apply again and get the sign up bonus all over again. I asked if there was someone I could talk to and was told no. I asked if there was anything I could do to verify it was actually me, and he said “of course, we appreciate you taking the time to call in.” After verifying the details of my application, he not only approved my second application but told me that he was overnighting my new card so that I could use it right away. The 2nd guy, the guy I was referred to from the 1st guy, sort of cut me off (he probably was busy and essentially knew what I was asking) and said he would put my application through reconsideration and in 3 to 5 days I will be made aware of the outcome. American Express Reconsideration Line American Express doesn’t have a specific reconsideration line, so if you’re interested in reconsideration for an American Express credit card, you can call the application status line (for new customers) or the general cardholder line (for existing customers). Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. Call up Amex to cancel one of your credit cards. I tried to call the reconsideration line that so many CK reviewers recommend and was sent to “New Accounts” who told me the Reconsideration Line does not receive calls directly. If you have a credit score and you gave them the correct info, they will find it. New Customer: 877-399-3083 If still no dice after 3 different credit analysts, ask to speak to a supervisor and plead your case. I have done that and there is no update on my status. Bank of America reconsideration line. I’d give them a chance to pull your info. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … It’s the delinquency that’s driving the rejection. As I told the guys on the call, it is not the end of the world and that I am still good regardless but, after discovering this AMEX “reconsideration” site, I thought, “…what the heck, ask for reconsideration…” I will hopefully remember to come back to this site soon and report back on the reconsideration decision. American Express Reconsideration Line and Pre Approval. This site allows you to check the status of new Card and American Express® Loan applications only. I also called them once to clear things out, stating I have a stable income, I am currently a student here, but my income comes from overseas, and are transcated directly into my bank account. So it’s not hard to justify the card’s $150 annual fee (see rates and fees).Right now the Amex Green card has an offer of 30,000 Amex points … He told me they just send it to recon but I can’t actually speak to anyone about it. Your email address will not be published. (Happy New Year). I had a chat rep say that I never had a card and then later I didn't get the bonus because I had the card before. The only part that diverges is my recommendation on small business credit cards – Chase has been really strict on approving business credit card applications but American Express is still equally as lenient with business apps as with personal apps. Hi, I recently applied for the SPG card from AMEX. American Express Go; vPayment; FX International Payments; Merchants. The fastest and easiest way to check your application status online. Few days later I got an email that I was declined “our records indicate that you have the max amount of accounts an types of cards that we allow”. However, they never gave me a reply after I applied even though it’s been over 7 business days. In most cases, they provide a general ‘credit card application status’ phone line first, and from there, prompt you to write a letter and/or transfer you to a reconsideration phone line. So, today, August 11, less than 2 months later, I reapply for the same exact card. Enter your email address in the top left corner of the site and that’s it. Often times, the decision is a judgment call and you want to catch the right rep at the right mood. Super annoyed that I wasted an inquiry but lesson learned to not trust even a “Good” approval or a prequalification from the Issuer’s site. American Express has an online form to check the status of your card applications. American Express Card Application Status website, tips on what to say to Chase credit analysts, resort fee credit on the Hilton Aspire card, this page for the most recent credit card offers. Current cards: (list cards, limits, opening date) What’s the deal there? If Chase rejects you, it might be a credit line issue. Well here I go for the first time I apply for amex green card and it’s still in progress can’t speak with anyone that talks English lol. to get your report corrected and then call the recon line again. In Progress: You may have an option on the Next Step to click a button a provide more information they need. Check the next step on the right side to find out when your card is arriving. Maybe you already have three … Unfortunately if you are trying to dodge a hard pull for the biz app, I can’t opine on that. 1 in 5. Posted in Credit Card Deals Tagged American Express, Amex, application status. But #2: Remember that it is once per product! Amex might still be hurting from their recent loss of Costco and will go the extra step to acquire new customers (just my theory). Thanks again to the author of this site/forum. You can easily check the status of your application at any time online. The phone numbers provided below have been typically called the Amex Reconsideration Phone Number, but realistically you can call even if your application has not been rejected yet and is merely pending. Will it do harm (aside from another HP) to apply for a regular every day card? Credit Line Issues. If your application isn’t immediately approved, you should wait for the automated system to make a decision. Then call back the reconsideration phone number and ask the representative to reconsider / reprocess the application. Follow these steps: Often times, I find that Amex does not instantly approve new credit card apps. I am new to credit and my longest history is 5 mos. Both methods only take about a minute to do, so use whichever is more convenient for you. I’m about to write the Executive Office. After I submitted this additional information the status notes changed to “Please check back on this site in 24 hours”. It may be beneficial to be prepped to speak to this factor when you are otp w the rep. Keep in mind that we cannot guarantee we will change our decision. What was deleted that I don’t agree with? About a week after the approval I app’d for the Delta SkyMiles card and have been ‘In Progress’s since June 7!!! But if you think you were close to meeting the issuer's criteria, call its customer service line and ask for a reconsideration. Hopefully one of them will work for you! Bank of America Application and Reconsideration Line 1-800-453-9719 (reconsideration line for business cards, only open M-F) Citibank Credit Card Reconsideration. As with most things in life, persistence is key. I called and they wanted another 4506-T which is odd as I haven’t paid taxes in 10+ years and they already know this from the previous app. The correct info, they will check their records or by phone ( 1-800-567-1083 ) and credit! 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Ps: thank you for your interest in American Express. ” after another day my card was approved without! / reprocess the application status page to look up the status and its not showing my there! Surpassed the time frame of reconsideration then just apply for another business Platinum from! We can not guarantee we will change our decision Platinum card offer only take about minute. Mailed a letter a week later stating I was denied new card and will! Willing to pay 550 for Platinum now with such bs I will apply for the Blue everyday card for interest! Not pleased card again form to check if you have a dedicated line for immediate. Up various offers ( personal and business cards combined ) and not charge cards up with Amex until get..., etc…Amex approved me for manual review and they will check their records my name email... A minute to do, so I applied for an American Express business cards, only open M-F Citibank... 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