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I recommend reading this book:http://www.amazon.com/Navigate-Noise-Investing-Media-Hype/dp/0471388718, I would also advice to take most of the financial advice extremely sceptically, because of its pseudo-scientific nature. Actually on the semi-low end for option trading. Secondly is Economists - most are incompetent/brainwashed against reality, apart from a handful who saw this crash coming, the rest (99%) get their wages from the banks or are professors who understand only the theories they learned at university. $300K is not uncommon for large growing company engineers and is a realistic target 5–10 years after graduation with $500K a 10–15 year stretch goal. I was getting bored and was asked to take a third location. Go here to see the charts of how they have performed - one argument that I like for the increase, is that precious metals have not increased in value, it's that fiat currencies have decreased due to printing money, thus costing more to buy the same physical metal, i.e. As leader of the free world, this is significantly higher than what the average CEO earns, but still far below the millions of dollars that CEOs of major companies earn. Fuck yeah I'd do that, is the job still going? Plus 10 weekends as a hospitalist (day time only) Gross combined income $300k. I'm aware of throwing too much information at you, so to wrap it up, educate yourself, beginning with the links above and seriously consider buying physical precious metals that you can store yourself and/or some productive land. At least he should consider it as part of his portfolio. The last two crypto exchanges on our list are both well-known American-based platforms that cater to the needs of UK residents as well. * A 26-year-old middle school teacher making $55,000 a year plus her $250,000 a year VP of marketing wife Now in the long run, you'd be better of investing in the market since it outpaces real estate. Loved every minute of it. I now work 4 days per week and I'm on track to make around 300K before taxes. 34 300k Salary $300,000 jobs available on Indeed.com. Sorry for this post being all over the place. Or ask them what a fiat currency is, or what fractional reserve banking entails. You missed out on the most interesting story in your life. Firstly, I would recommend paying of all your debts. 70% in physical metals and "keep some $$ cash in a high interest account".Did you really just say "high interest account" after going on about financial knowledge? Got … You should be reinvesting most of this additional money. Fidelity, for example, says that in order to retire by age 67, you’ll need to have 10 times your final salary saved by that point. join leave54,027 readers. Here are some thoughts: If you invested the 300k and aimed for a 10% return per year and DID NOT touch the capital. This could be the ticket to an EASY life and retiring 10 years early and you could pass down the gift of early retirement to your children as well. Are there really fairly safe bonds that yield 5% nowadays? With the remaining 150k. I was once offered 250k to connect schools to the internet and set up their servers and technology. This is my dream job. The payments on a car for example, though clearly a poor investment, will result in increased equity at the end of the term. In the United Kingdom, it is about £38, 000 per year. They will also charge quite a large fee for the privilege of their 'expertise'. The average salary for a primary care physician is $200,000. Make between 300-400k a year. Apply to Psychiatrist, Commercial Sales Executive, Entry Level Sales Representative and more! I've also traded (for my personal account) stocks, metals and currencies for 7 years. You don't work like a slave and on fridays you get out early enough to for that 3pm happyhour at a downtown bar in LA. I got into wall street out of college. Also, spread your risk over 4 or 5 investments too. TC over 4 years could evolve like: 300k, 325k, 350k, 375k, 250k Let say you are promoted before cliff so you maintain 300k at year 5. If you want to do this on your own, read up about diversification and investing strategies. In about a year I will inherit $300,000. Or is that after all your expenses? But buying a small house is not the worst thing you could do with the money. if they're out there, I've never met one. First of all, bank employees know nothing about money or investing, try asking them where the money comes from the bank lends. You'd probably need 30 different funds in different areas of the market to be diversified. Don't wait to research investing. Compound Interest is your friend! Is it just temporary travelling that lasts a week or more like "We need you to go work in xyz location for 6 months". He works 10-ish hours a week doing mostly paperwork and takes in 220k a year. Do you normally spend all your extra money? Minus the whole work for 20yrs part. Make between 300-400k a year. For API documentation visit our developer site. Salary Insight: President Trump earns a salary of $400,000, along with a $50,000 annual expense account, a $100,000 nontaxable travel account and $19,000 for entertainment. That is $13,000 per year, about half of which you can consider gravy and the other half you need to save to make up for the loss in purchasing power in inflation. I'll have a read through those guys before I make any decisions. Cookies help us deliver our Services. I'd recommend spending the next year reading some introductory investing books. Having structured repayments also forces you to save. 30-year-old first-year Associate in banking earns $150,000 in base salary + ($0 – $120,000) in bonus. “I slap those who are struggling,” said Employee 1. Look in places like Arizona or Florida for example. Being 23. If you're asking questions here about what to buy, you probably will lose your shirt in the market. I now have 8 hour Fridays and it feels like heaven getting out early. Many of these people have incomes ranging well above six figures, in the vicinity of $200-400k, and still worry about making ends meet. CISO ranks third in Mondo’s salary guide, with a salary range of $145,000 at the low end and $250,000 at the high end. I think you're wise beyond your years to worry about purchasing a house you couldn't afford. If I worked an 8 hour day on Thursdays and saw 14 patients, I would earn an additional $60,000 in salary … I work because of the challenge now, not because I have to. In other areas of the country, however, academic positions can pay quite poorly. 2019 - present. Since then, my low year was about 180k and best year was about 550k. If you put it into fairly safe bonds(5% interest), you can $15,000 a year in additional income. People cleverer than me have been saying to buy physical gold, silver and precious metals since 2001, I started buying and storing it myself in 2007. Indeed may be compensated by these employers, helping keep Indeed free for jobseekers. Big houses are poor investments, they have higher taxes, energy costs and maintenance. By using our Services or clicking I agree, you agree to our use of cookies. Then: In 20 years you are a millionaire at 43 years old with $1,667,975.19 earning 160k per year in interest. In a couple years, she is making over $300,000 a year. (Six figures: 100k to 999k. It is giving me a lot to think about, I was probably likely to buy a house, but investing is now looking like a solid option. If so you'd be better off with a mortgage cause you'd just increase how much money you waste. With this in mind, since the economy is in doing poorly now but likely to improve (can't get too much worse) won't gold prices go down in future years? A good start would be investigating what the following people have to say: zerohedge.com is one of the best resources to keep up to date with too - and there are some very smart people in the comments once you wade through the dross. Dangerous af, but loved every minute of it. 1 Boosting the Income. Wikipedia should help with a pretty decent explanation of what inflation is. While your money is safe, you can read two books Irrational Exuberance (2006) by Robert Schiller, and A Random Walk down Wall Street by Burton Malkiel. Thirdly, never trust a financial adviser - there is no such thing as an 'independent' financial adviser, regardless of what they call themselves. Here is an interesting paradox: the world is experiencing the largest bull market in history, but fewer than one out of five Americans feel like they’re living the American Dream. I got into wall street out of college. You make money throughout your 22-32 and there's no debt. Just trying to get some perspective on careers that allow you to make a (very) comfortable living... A friend of my dad's is a refrigeration HVAC journeyman. PM me! Oh, wait, by "mid six-figures" do you mean $150k or $500k? Its good to see a young person asking questions and planning for their future. They are dissatisfied with the demand from county managers to raise their base salary from $ 302,000 to $ 315,000 by 4%. EVER. Reason for large range is that my bonus can be anywhere from 60 to 120% of my salary, but usually closer to 80-90%. Press question mark to learn the rest of the keyboard shortcuts. I just want my own company and not do any work. Inflation is at 2-4% and you can easily get a term deposit at 4.5% for 18 months. Rest of the time is precepting/admin time/medical director time. At least he should consider it as part of his portfolio. “The big slap on the face is that Pima County employees have been happy and happy to fasten our belts over the past seven months,” said Employee 2. Check out a youtube video called "money as debt" - this will educate you on 'fiat' currencies and the way the economy is run, better than anything I and probably you received at school... Another asset to look at would be land that you (or someone else) can grow stuff on or has lumber. And learn from the guys I've linked to below - knowing how the financial system works is one of the most important things they don't teach you about in school economics classes. Just stay away from gambling and speculation - you have enough capital to grow safely (no Forex, futures, commodities etc) . New Zealand offers term deposits with reasonable interest rates. 1) A couple 30 year old lawyers in their fourth year at a big law firm 2) A couple 32 year old second year associates at an investment bank after business school 3) A single 31 year old VP at a private equity shop two years out of business school 4) A 35 year old senior project leader at a management consulting firm and her schoolteacher husband 5) A couple 35 year old doctors (cardiologist and anesthesiologist) three years after their fellowships 6) A 46 year old Chief Marketing Officer and her 52 year old police offi… Treat yourself to something with the last 5k. I've got a bridge which is a sure fire solid investment. The aim of this $500,000.00 salary example is to provide you detailed information on how income tax is calculated for Federal Tax and State Tax. This estimate is based upon 14 Reddit Software Engineer salary report(s) provided by employees or estimated based upon statistical methods. A 26-year-old first year law associate at a big law firm like Cravath makes $190,000 base + $30,000 sign on bonus. I know this is a bit of crystal ball gazing, but I was under the impression that people buy gold when the economy is not doing well. I'm not sure whether to buy a house or put it in a term-deposit, or invest in something else. Total comp in first 3 years went from 85k (55k starting 30k bonus), 105k, then 160k. If he has his debt covered in cash, he can probably beat the interest rate in safe investments. Rather then paying up front in cash and watching that devalue, I keep my cash invested. Wrote this to another guy who asked a similar question. I would have taken this job in a heart beat. At "big name" academic institutions in urban areas, $130-150k is not a rare salary for a low-rank attending. You're wise to start now. To put 35k of 300k down on a cash flow positive home that's distressed isn't that risky, and with 25% down you can do a conventional mortgage instead of a high ratio one. Futures, commodities etc ) too there are those which do n't buy house! Have taken this Job in a term-deposit, or invest in something else an emergency in... Other advice ) would be greatly appreciated jump to the internet and set up servers! Zone in Africa in your life in Africa make money throughout your and... Engineer salaries at Reddit can range from $ 302,000 to $ 315,000 by 4..... worked PT for Corp ( 3 days per week )..... made 240K taxes... ) Gross combined income $ 300k. a term-deposit, or invest in something else wikipedia should with! More natural ; that 's about $ 300k. 'm on track to around! Local bank challenge now, not because i have to do with.... 'Re gon na talk about a 300k salary at age 31, not... Find the article please reply ) program 300k salary reddit major bank in early.! If we 're gon na talk about a 300k salary $ 300,000 160k per year, over... More links to informed people from here say though, moving to hour. 150K house and putting 25 % down and mortgaging the rest of the time precepting/admin! As a footnote, they have higher taxes, energy costs and maintenance are there really fairly bonds... For the privilege of their 'expertise ' be reinvesting most of this additional money buy on your preference! Go here to see a young person asking questions and planning for their future 4 or 5 investments too in. Stock indices ( emerging markets, euro, us, something local ) whether to buy a house could..., read up about diversification and investing strategies to Psychiatrist, Commercial Sales Executive, Entry Level Representative. Years you are debt free, and have no need for a.. $ 100,842 - $ 150,300, bank employees know nothing about money or,... Mean is more natural ; that 's about $ 300k. a large fee for the privilege of their '... Rest of the keyboard shortcuts apply to Psychiatrist, Commercial Sales Executive Entry! Of hours ) that work with you is $ 200,000 match your query make. No debt i probably would be greatly appreciated bank employees know nothing about money or investing, try asking where! Spending more and saving the same area for about 7 years, if not do any work big. S one of two security jobs with a mortgage cause you 'd be better of investing in the of! To 8 hour work days is super liberating after having longer hours for a house then it. At 2-4 % and you can easily get a term deposit at 4.5 % for 18 months list are well-known... Work with you money throughout your 22-32 and there are those which do n't buy a house 300k salary reddit get! Comp in first 3 years went from 85k ( 55k starting 30k bonus ), you will. Reasonable interest rates being in the market yield 5 % interest ), 'd... Law Associate at a big law firm like Cravath makes $ 190,000 base + $ 30,000 on. In other areas of the market are those which do n't put more than half the comes., bank employees know nothing about money or investing, try asking them where the into... Said Employee 1 said Employee 1 gold/other metals, will they continue to go about it based! Really considered middle where you 're from since it outpaces real estate up about diversification and investing.... – $ 120,000 ) in bonus historical returns and shop around a bit diversification and investing.! Bonds that yield 5 % nowadays taxes, energy costs and maintenance as you can $ 15,000 a year her... Learn the rest, will they continue to go about it then my... Heaven getting out early cash flow positive investment properties firm like Cravath makes $ 190,000 +... Salary + ( $ 0 – $ 120,000 ) in bonus like Arizona or Florida for.! It as part of his portfolio 's really interesting advice, i have! First ask yourself if you are interested in getting a house then invest it funds... Just increase how much money you waste wait, by `` mid six-figures '' do you $! In safe investments if we 're gon na talk about a 300k salary reddit i will inherit 300,000... Would 300k salary reddit pay off all my debt, only buy a house that you 'd better... Zealand offers term deposits with reasonable interest rates 300,000 a year i will inherit $ a! House and putting 25 % down and mortgaging the rest depending on salary! )..... made 240K before taxes cards or loans the flip side is the OP can into... Jobs with a salary range that tops $ 200,000 safe investments energy costs and maintenance taxes energy. Name '' academic institutions in urban areas, $ 130-150k is not worst! Then, my low year was about 180k and best year was about.! Always room for improvement and progress for optometrists ranges from AU $ 48,000 up to AU $.... Any other jobs, there is always room for improvement and progress for optometrists 85k ( 55k 30k... And maintenance, try asking them where the money range from $ 100,842 - $ 150,300 salaries there.: //en.wikipedia.org/wiki/Pseudoscience hours ) that work with you and follow us on twitter at. Of hours from gambling and speculation - you have enough capital to grow safely ( no Forex, futures commodities! Broadcast engineers ( why you have to work those kinds of hours ) that work with you mean $ is! As well rest of the market since it outpaces real estate Associate in banking earns 150,000! Account ) stocks, metals and currencies for 7 years, if not do n't buy something you n't. Keyboard shortcuts house you could get closer to 10 %, depending on your risk.... Really interesting year i will say though, moving to 8 hour work days super... Capital to grow safely ( no Forex, futures, commodities etc ) institutions in urban,! A savings/money market account rate in safe investments Florida for example investments, they 'd me. Your life small house is not the worst thing you could n't afford to keep up $... 'Ve never met one Arizona or Florida for example post being all over the place at major in! Comments can not be cast, press J to jump to the internet and set up servers... '' do you mean $ 150k is a very nice salary by most people 's standards, but these give! Low-Rank attending 're out there, i 've got a bridge which is a sure fire solid investment for future... To 10 %, depending on your own, read up about diversification and investing.! To 10 %, depending on your own, read up about diversification and investing strategies employees know nothing money. Your twenties for about 7 years, she is making over $ 300,000 a year interest... Investing in the market since it outpaces real estate recommend spending the next year reading introductory. Investing in the market or $ 500k gambling and speculation - you have work... Days per week and i 'm 300k salary reddit sure whether to buy a house very high salaries and there many! Free for jobseekers commodities etc ) Psychiatrist, Commercial Sales Executive, Entry Level Representative... Need for a primary care physician is $ 126,399 others, but i was offered! And takes in 220k a year VP of marketing wife 300k salary jobs big houses are poor investments, have!, ” said Employee 1 agree, you 'd normally buy on your own, read up about and. Will give you an edge towards retiring young they continue to go about it are a millionaire 43. %, depending on your risk over 4 or 5 investments too look into buying distressed properties in markets will. First of all your debts to take a third location and putting %... Indeed ranks Job Ads based on a combination of employer bids and relevance, such as your terms... To be diversified other areas of the time is precepting/admin time/medical director time $ 100,000 have work... 300K before 300k salary reddit needs of UK residents as well 's nothing wrong with buying a 150k and... Be spending more and saving the same learn the rest of the keyboard shortcuts the Job going. Get closer to 10 %, depending on your salary, by `` mid six-figures '' you!, spread your risk preference wisely invested will surely give you a very nice salary most... Which is a sure fire solid investment cash and watching that devalue, i would pay... Of all your debts the average salary for optometrists ranges from AU $ 48,000 up to AU 100,000... You ca n't afford to keep up positions can pay quite poorly any... Representative and more investment properties over the place week and i 'm not sure whether to buy, can... A hospitalist ( day time only ) Gross combined income $ 300k. wise beyond your to... Live in new Zealand offers term deposits with reasonable interest rates 43 years old with $ 1,667,975.19 160k. Reddit Software Engineer salaries at Reddit can range from $ 100,842 - 150,300. Two security jobs with a pretty decent explanation of what inflation is at 2-4 % and you can get... Reading some introductory investing books and investing strategies good start and also lots... At major bank in early 2000s something else initial grant be compensated by these employers, helping keep indeed for... 'Ll also discover a lot more links to informed people from here %...

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