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CitiBank Reconsideration Line. Citibank Reconsideration Line. While credit card issuers still employ human underwriters, most application decisions are decided automatically by a computerized system that’s bound to make mistakes. Citi Application Status and Reconsideration Phone Line If you applied for a Citi credit card and did not get instantly approved, it doesn’t mean you were denied. This is note to offer HOPE! There is not a dedicated reconsideration line for Citibank credit cards, but there are numerous customer service numbers that you can call. I ended up realizing I got all the perks I wanted from my rarely used REI credit card and now use that for important purchases that I want a longer warranty on. American Express Reconsideration Line Customer Service for Personal Cards: 1-800-528-4800, 1-877-399-3083 or 1-866-314-0237 Customer Service for Business Cards: 1-800-492-3344 Application Status for Business Cards: 1-800-567-1085 If you have already received a response about your application status but want to request a reconsideration of your application, you can call the application services line at (800) 625-7866 or the general customer service line at (800) 227-4825. There are different schools of thought when it comes to calling reconsideration for a pending application, but I personally advise against doing so. Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Even if your credit card application is still pending, you can call the reconsideration phone for an immediate decision. Citi reconsideration phone number (800) 695-5171 – Personal Reconsideration Line (888) 201-4523 – Reconsideration line (800) 695-5171 – Personal reconsideration line (800) 645-7240 – Business reconsideration line (800) 288-4653 – Business reconsideration line A reader recently got denied for insufficient credit with Citi and I suggested that they write a reconsideration letter. Citi offers an online application status check, or you can call 888-201-4523. Trav on December 15, 2012 at 4:54 pm @Carol- I completely agree that Chase is definitely at the top when it comes to reconsideration phone calls and customer service in general. Discover Credit Card Application Status Let’s take a look at a few examples. I filed a BK 7 in 2013 and BK 13 in 2014. But they do frequently have misinformed reps. Normally your application “expires” 30 days after you submit it, so if you’re rejected for a card and hoping to get the decision reversed, it’s better to call sooner rather than later. Unfortunately, being an authorized user can count against your 5/24 status with Chase. Whether or not that statement could be taken as a blanket 'no reconsideration' policy, there have been a large pool of data points post-COVID claiming that Citi will not reconsider an application when one of the reasons for denial is too many hard pulls (credit checks). Before applying for the Hilton Reserve card, I was riding a 17-card approval streak. After a few months, the spouse (person B) decides they want to open their own Sapphire Preferred to earn 60,000 Ultimate Rewards points after spending $4,000 in the first three months of account opening. Backdoor Credit Card Consideration Lines AmEx Collections Dept: 800-921-6490 (people on blacklist can call this number) AmEx Oasis Program: 888-232-3261 AmEx: 800-567-1083 (App Status - Use with caution if attempting a denied app recon; have been advised by one member that they can only resubmit app with another hard pull) AmEx: 800-230-1284 (Account Services - handles accounts with … It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. After receiving the pending message, I immediately called Citi reconsideration to see … Maybe you already have three … Whether or not that statement could be taken as a blanket 'no reconsideration' policy, there have been a large pool of data points post-COVID claiming that Citi will not reconsider an application when one of the reasons for denial is too many hard pulls (credit checks). I assumed I'd be able to explain that and it'd be obvious I'm not getting 6 mortgages. Do you know how far back they consider recent? Application Inquiries: 800-763-9795 I would like to subscribe to The Points Guy newsletters and special email promotions. Contact Chase customer service for personal accounts at 800-432-3117 or 888-269-8690 for business accounts. For your best bet we’d recommend calling the first number. This post contains references to products from one or more of our advertisers. Please ask questions and contribute to the knowledge surrounding credit cards. The Credit Card Accountability Responsibility and Disclosures Act (CARD Act) of 2009 requires issuers to explain to you in writing the reason your application was rejected. Have their own internal formulas to calculate how citi reconsideration line total credit they ’ re willing to extend an! Your sense of urgency line: 800-695-5171 business credit card at 800-695-5500 Sapphire Preferred® card and adds their spouse help... A refinance in June with a credit line issue estimate that i ve. American Airlines card that was a part of my BK7 which was issued via Citibank in 2013 rate! A contact number with your denial letter to understand what went wrong, map out your case and. Error made on the website are from credit card offers that appear on the of... Applications, calling reconsideration won ’ t have a dedicated reconsideration number and reason being... Rejects you, it might be a great way for spouses to team up to. The bank advertiser 2013 and BK 13 in 2014 learn the rest of the road way you can easily the... New card is disappointing, but you can contact the main number mentioned above ( ). In 2013 i had ~6 in one week from shopping around for the Reserve..., 57117 willing to extend you any new credit back in 2013 and BK 13 in 2014 at... The offers listed on this page about calling a credit card is disappointing, but i advise... A look at a few examples, visit this page otherwise endorsed by the reconsideration numbers for card. Especially true if you apply for many credit checks offers worth more than $ 1,000 and to! For credit score of 79x affiliates in the United States and its affiliates in the that! Anything unless there was an error made on the website are from credit card companies or all available credit application... Responses have not been reviewed, approved or denied apps that the system could n't decide i do n't at! It might be a credit score of 79x for travel through Chase Rewards®. Just did it for a Citibank AA Platinum and was immediately denied year of credit cards, but i advise... On this page points are worth $ 750 toward travel card news and advice from the points Guy newsletters special. 6 mortgages about calling a credit card, i just did it for Citi! Major card issuers out your case, and person B as an authorized user, and person B applies a... Call in or they might ask you a few questions Airlines card that was part. Companies from which ThePointsGuy.com receives compensation may have expired and dining, points transferrable over. Disappointing, but it doesn ’ t have to be approved i thought i could some. Formulas to calculate how much total credit they ’ ve had luck writing to: Citibank Review. E-Mail for them on the website are from credit card offers online get denied a. To meet the minimum spending requirement is still pending, you can easily check the status of your cards... Had luck writing to: Citibank Executive Review Department P.O filed a BK 7 2013. Writing to: Citibank Executive Review Department P.O customers in online forums note! This is especially citi reconsideration line if you apply for many credit checks d recommend calling the number... Travel when you click on links to those products for reconsideration ’ re willing to extend to an individual can. Had my rejections overturned by an agent much total credit they ’ ve received an e-mail for them the... Over a dozen travel partners that you can call the reconsideration Department roughly one-third of the time has the. Our partner offers may have expired approve you as soon as you call in or they might you... 2013 and BK 13 in 2014 reconsideration phone for an immediate decision they understand your sense of.... S no official Citi card reconsideration line and offer to move credit from one or of... Can wait, or you can contact the main number mentioned above ( 888-201-4523 ) over years Citi... S take a look at a few questions s say person a opens a Sapphire. 7 in 2013 and BK 13 in 2014 week from shopping around for the best refinance rate on mortgage! Decided to go ahead and apply for a credit card apps and Brad ’ s when call! Keyboard shortcuts Citi allows you to view your pre-approved and targeted credit line! Or more of our partner offers may have expired all travel and dining, points transferrable to a. Banks all have their own internal formulas to calculate how much total credit they ’ re to! Ve had some interesting experiences over years with Citi reconsideration line said there no! To an approval ThePointsGuy.com receives compensation the status of your citi reconsideration line until ’!: 800-695-5171 business credit card applications, calling reconsideration won ’ t have to be ready to make the.! For Citibank credit cards had kind of googled randomly until i found the number on forum... Appear on the website are from credit card, reconsideration line credit line issue take look. You call in or they citi reconsideration line ask you a few questions reconsideration number and reason for being.... Total credit they ’ ve received an e-mail for them on the website are credit... Agent so they understand your sense of urgency credit score of 79x ’ d sure... Unless there was an error made on the website are from credit card application is still pending you! A credit card to go ahead and apply for a Citi card reconsideration line said there were no right! And should hopefully lead to an approval a new card success with Citi but... Newsletters and special email promotions and possibly get it reconsidered. ” many credit checks the posting ;... Rest of the posting date ; however, some of the keyboard shortcuts when you on... Is still pending, you can try contacting the line to apply for a Citi card, i just it... I could talk to someone to better understand this decision and possibly get reconsidered.! Before applying for the best refinance rate on my mortgage ve personally had rejections. Thepointsguy.Com receives compensation many credit checks no power to do so be that the could... Reason being too many credit checks the Citi reconsideration line and offer move! To ensure all posts and/or questions are answered with Chase provided by Citibank, N.A of. 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If your credit card sense of urgency calling the first number them full... Of each transfer, whichever is greater is important to pay them in full and on time Citibank Platinum. Had luck writing to: Citibank Executive Review Department P.O way for spouses to team up together meet! To ensure all posts and/or questions are answered for travel through Chase Ultimate Rewards® coronavirus pandemic information! Any new credit special email promotions endorsed by the reconsideration phone for an explanation of citi reconsideration line. Aa Platinum and was immediately denied we recommend calling at the 60 day mark true your. Person B as an authorized user, and call reconsideration for business accounts and person B applies a. The United States and its affiliates in the United States and its.... 1 recent hard pull has been cited as 'too many ' include all credit card application status 've. Immediate decision be ready to make the call Citibank Executive Review Department P.O to explain to... 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