Just fill in a paying-in form and give it to the cashier, with the cheque or cash. Check the signature. Luckily, you can cash a check at a number of different places besides banks, including retail stores, check-cashing apps or check-cashing outlets. However, when you cash a check in person, you may be required to show a valid photo I.D. The name of the bank should be listed on the check. Some places charge larger fees for larger amounts and almost all put a flat cap on how much youre allowed to cash. If you are unable to cash the cheque you can nominate someone for us to send the repayment to. If you dont need the cash right away, you can also deposit the cheque using your banks app on your smartphone. This article has been viewed 959,238 times. Take it to a Retailer. However, several institutions, especially national brick-and-mortar banks, have policies or services that allow you to cash a check even if you don't have an account with the bank. 0% credit card 1360 ~ paid in full 0% Car Loan 7500 ~ paid in full JAN 2020 = NOW DEBT FREE House sale costs= EPC 55 Solicitor insurance 90. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. Sign your check over to someone you trust. This includes taking pictures of the check. A check can be deposited into a joint account with only one of the joint owners signing the check. Even if you dont have a bank account, you still have options if a paper check lands in your hands. Does refinancing lower your house payment? Still, many banks across the country will cash checks for you. He has a BBA in Industrial Management from the University of Texas at Austin. Has anyone cashed a foreign cheque at a US bank before? However, it might require you to first deposit the check into your own account. I mailed it to my UK bank and left it there untilI wanted some of it to buy a car. to any branch of your bank. You may have to wait a few days to spend the money because the bank will make sure the cheques are honored by the other banks. Make your cheque payable to HM Revenue and Customs only. Please try again later. You will need to contact our Income. HM Revenue and Customs (HMRC) is one of the most common issuers of cheques. Many checks expire within 90 days of being written. 7-Eleven offers this service through a partnership with First Century Bank. Here's a list of US bank holidays for 2023, These banks and credit unions allow you to exchange foreign currency at a branch, over the phone, or online, Four reasons why your debit card might be denied even when you have money, Opening a bank account is easy if you bring identification, proof of address, and an initial deposit, How to avoid the 12 most common bank fees. Mailing it home then transferring using something like Transferwise might be your cheapest option. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). Take our news quiz. You can change your cookie settings at any time. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/5\/5e\/Cash-a-Cheque-Step-1-Version-4.jpg\/v4-460px-Cash-a-Cheque-Step-1-Version-4.jpg","bigUrl":"\/images\/thumb\/5\/5e\/Cash-a-Cheque-Step-1-Version-4.jpg\/aid1331571-v4-728px-Cash-a-Cheque-Step-1-Version-4.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"